No Fear of Pre-existing Medical Condition! Exclusive Limited-Time Coverage Offer!

Travel should be carefree and enjoyable — but unexpected health issues, especially for travellers with pre-existing medical conditions, can be a major concern. 

QBE is now offering an exclusive limited-time coverage extension. Purchase a Single Trip Travel Insurance (Gold Plan) via Manulife agent exclusive sales link to enjoy the Extended Coverage for Pre-existing Conditions.

Offer Period: 19 October 2025 to 17 April 2026

Coverage Highlights: 

✔ Acute onset of pre-existing conditions during a journey outside Hong Kong: Medical Expenses + 24-Hours Worldwide Emergency Assistance 
✔ Reimburse the necessary and reasonable expenses incurred by the Insured Person, up to a maximum of 30 days from the date of the acute onset

No fear of medical history — travel with confidence! All coverage is subject to policy amendments and terms & conditions. 
Click here to view the endorsement.

Terms and Conditions: 

1. Single Trip Travel Insurance Promotion ("Promotion") is provided by QBE Hongkong & Shanghai Insurance Limited (“QBE Hong Kong”)
2. This Promotion is only applicable from 00:00 on October 19, 2025, to 23:59 on April 17, 2026, Hong Kong Time (based on the policy transaction date).
3. During the Promotion period, customers who successfully purchase single trip travel insurance (Gold Plan) through the B2C customer platform with a policy transaction date on or before April 17,2026 enjoy the Extended Coverage for Pre-existing Conditions.
4. QBE Hong Kong reserves the absolute right to interpret these terms and conditions and to make any changes or cancel this Promotion and its related arrangements without prior notice.
5. In case of any disputes, QBE Hong Kong reserves the final decision-making right without prior notice..
6. These terms and conditions are available in both Chinese and English. In the event of any discrepancies or inconsistencies between the Chinese and English versions, the English version shall prevail (the Chinese translation is for reference only).

The above general insurance product ("Product") is underwritten by QBE Hongkong & Shanghai Insurance Limited ("QBE Hong Kong") which is authorized and regulated in Hong Kong by the Insurance Authority ("IA"), and is only applicable to licensed individual insurance agents of Manulife (International) Limited (incorporated in Bermuda with limited liability), who have also registered as licensed individual insurance agents appointed by QBE Hong Kong.

In case of disputes, please contact QBE Hong Kong directly. QBE Hong Kong reserves the right to make the final decision and modify or terminate the above promotion offers.

The content on this post is provided for general information purposes only and does not take account of your individual needs and circumstances. It should not be construed as an insurance advice and does not constitute any offer or any solicitation to offer or a recommendation of any insurance product. Such general information does not contain full terms of the policy, and the full terms can be found in the policy document.