The IncomeGuard Critical Illness Protector is designed to offer essential and continuous income support during challenging times. It helps ensure financial well-being with a steady benefit payout that can be available as often as annually for cancer, heart attack (myocardial infarction) and stroke diagnosis and treatment. With coverage spanning 121 critical illnesses and diseases, including major critical illnesses, early-stage critical illnesses and juvenile diseases, as well as reimbursement for traditional Chinese medicine for cancer treatment, this plan offers well-rounded protection with on-going care for life insured.

Feature highlights:
• Steady income support available as often as annually, with coverage up to 1000% of notional amount when fighting major critical illnesses
• Up to 100% extra critical illnesses coverage for the first 10 policy years
• Reimbursement for traditional Chinese medicine for cancer treatment to support your recovery journey
• Premium waivers to support financial well-being
• Protection restore benefit to provide support when you’re in need

Value-added service:
CancerCompanion Service to support you in your cancer treatment journey. You can enjoy services such as healthcare hotline, personalized medical case manager, second medical opinion and cancer drug support service.

Please click on this link to see product leaflet and this link to see service leaflet for details.

The content on this post/message is provided for general information purpose only and does not take into account of your individual needs and circumstances. It should not be construed as insurance advice and does not constitute any offer, solicitation to offer or a recommendation of any insurance product. Such general information does not contain full terms of the policy, and the full terms can be found in the policy document. Please refer to the relevant product leaflet for product features and risks.

Before making a purchase, you should read the policy provisions for the exact terms and conditions that apply to this product. You can ask us for a copy.

CancerCompanion Service is a value-added service provided by Manulife and does not form part of the contractual benefits. Manulife reserves the right to change the designated medical service provider(s) for any of the services from time to time, or revise or terminate these services at any time without prior notice. Manulife shall not be liable for any acts or omissions of medical service providers. For more details, please refer to the relevant leaflet.

The IncomeShield Critical Illness Protector focuses on providing multiple claims for the diagnosis and treatment of cancer, heart attack (myocardial infarction) and stroke, available as often as annually as continuous income support. It also features simplified underwriting procedure - you only have to answer three health questions which mainly focus on your health conditions from the past two years.

Feature highlights:
• Focused protection for cancer, heart attack and stroke
• Simplified underwriting by answering just three health questions
• Steady income support available as often as annually, with coverage up to 500% of notional amount when fighting major critical illnesses
• Reliable financial safety net with advanced payout for late-stage cancer
• Protection restore benefit to provide support when you’re in need

Value-added service:
CancerCompanion Service to support you in your cancer treatment journey. You can enjoy services such as healthcare hotline, personalized medical case manager, second medical opinion and cancer drug support service.

Please click on this link to see product leaflet and this link to see service leaflet for details.

The content on this post/message is provided for general information purpose only and does not take into account of your individual needs and circumstances. It should not be construed as insurance advice and does not constitute any offer, solicitation to offer or a recommendation of any insurance product. Such general information does not contain full terms of the policy, and the full terms can be found in the policy document. Please refer to the relevant product leaflet for product features and risks.

Before making a purchase, you should read the policy provisions for the exact terms and conditions that apply to this product. You can ask us for a copy.

CancerCompanion Service is a value-added service provided by Manulife and does not form part of the contractual benefits. Manulife reserves the right to change the designated medical service provider(s) for any of the services from time to time, or revise or terminate these services at any time without prior notice. Manulife shall not be liable for any acts or omissions of medical service providers. For more details, please refer to the relevant leaflet.